Bank Interest Rates

Have you ever thought about placing your neopoints in the bank to earn extra interest everyday? If it’s going to make you more neopoints, for doing nothing, then why not! The only catch is, you’ll only start receiving substantial amounts of interest returns after you have deposited a considerable sum of neopoints in the bank. Is it worth it? Of course! You have absolutely nothing to lose.

Because there are 13 different types of bank accounts, the bank has been set up, to only allow you to progress to the higher returns account after you have deposited a ‘minimum’ amount in the bank. For instance, you will only be able to earn 11% interest a year on your bank deposits if you have at least 5,000,000 neopoints in your account. Hard? If you play smart and don’t spend all your neopoints, you’ll reach that benchmark in no time. A good strategy, is to put half your earned neopoints for that day into the bank, and then spend the other half on whatever you want.
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Nalanatinadala’s Memoir by nalanatinadala

Though my friends tried to convince me other wise, saying Neopets was a boring site, I created an account and wanted to try out the site.

I started exploring the site and began to really enjoy myself. I decided to get really involved with the community, exploring the world of Neopia, playing games and eventually creating a shop, leading to my obsession with earning Neopoints! After a few mishaps with random events, I learned to store all my neopoints into my bank account and all my items into my safety deposit box, eventually installing the PIN number on full security to insure my hard work wouldn’t go to waste.
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