National Neopian Bank
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The National Neopian Bank is the center of all commerce within all Neopia. Residing within Neopia Central, all Neopets and users keep their Neopoints safely placed within this banks secure storage safes. Users who have a certain number of NP placed within their walls have a special interest rate they can place on their stored money, netting them a yearly interest.
Originally, the National Neopian worked like a real bank, and users could take out loans as of March 21, 2000. Accounts began to be debited on March 23, 2000, taking an ammount of NP each day. On May 20, 2000, this feature was taken away and never came back because too many users were abusing the system.
| Account Name | Minimum Amount of NP |
Interest Rate (per year) |
| Junior Saver | 0 NP | 4.5 % |
| Neopian Student | 1,000 NP | 5.5 % |
| Bronze Saver | 2,500 NP | 6.0 % |
| Silver Saver | 5,000 NP | 6.5 % |
| Super Gold Plus | 10,000 NP | 7.0 % |
| Platinum Extra | 25,000 NP | 7.5 % |
| Double Platinum | 50,000 NP | 8.0 % |
| Triple Platinum | 75,000 NP | 8.5 % |
| Diamond Deposit | 100,000 NP | 9.0 % |
| Diamond Deposit Plus | 500,000 NP | 10.0 % |
| Millionaire Platinum | 1,000,000 NP | 10.5 % |
| Millionaire Double Platinum | 2,000,000 NP | 11.0 % |
| Millionaire Mega-Platinum | 5,000,000 NP | 11.5 % |
| Neopian Mega-Riches | 7,500,000 NP | 12.0 % |
| Ultimate Riches! | 10,000,000 NP | 12.5 % |
Safety Deposit Box
Added February 29, 2000, the safety deposit box is a free service provided with an account at the National Neopian. It can store any number of items, and as many as a user wants. Any items kept in your safety deposit box are safe from the Pant Devil, Sludging etc. It also means users can carry more items, clearing their inventory. You can get your Safety Deposit Box by clicking on the Shops task bar button and then on the safe image in the toolbar.
Trivia
- Storing 1000 different items in your safety deposit box gives you the Pack Rat Avatar.
External Links
- The National Neopian Bank
- Safety Deposit Box
- Neopedia: National Neopian Bank
- Help File: What do the jobs at the bank mean?, How many items can your safety deposit box hold?, What does the bank do?, How do I get a Safety Deposit Box?, How do I put something in or take something out of my safety deposit box?
- Neopets TCG: Safety Deposit Box
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