One: I think this is pretty
I like how you adjusted the image and picked that 'burst' bit out. However, I think you might want to do something more with it. The effect placed on the image is great - not too much, yet not too little; the text may be a little problem. I'll have to agree with Silja on the plainess of the text; you may have made it so that the picture stands out, but the text still really catches my attention. It just sticks out.
Two: Wow. I really like the colours of this. It looks a little plain, but the effect is still good. The theme is quite original and the plain text just fits in. Well done. The thing I would consider about this set is the border. To me, it looks a little too thick; perhaps reducing it by a pixel or two would be better.
Three: This is a beautiful set. The image you have chosen sticks out from the pretty background. I do think that the subtext isn't that well chosen; from a butterfly image, I would think of something more...elegant, perhaps. On whole, minus the subtext, it is a pretty set, but there is something I feel that makes it a little flawed. I'm not too sure of what it is, but it may be the font choice for the word 'Jane'. The swirls get to me a little.
Four: Awww, the sheep is so cute! It's a pretty cute set, but I really would say that the colour scheme is a little strange. I'm not saying it's not good, I think it's pretty well done, the background is nice and swirly, suits the 'confused' theme. But there are really things that are missing in this set. Perhaps the dimensions of the signature is too large. I also don't really agree with the font choice here. It's a pretty font, yes, but I would think something more bubbly could be used, as opposed to the current one.
Five: Okay, I can see what you did. Sort of. I think it's acceptable. Actually, I quite like this set; I like the simplicity of it. You don't need a lot of effects to create a nice set; I like the effect of this set, I'd say it's a job well done. The thing I would improve on this would be the placement of the text and perhaps the font choice. Personally I think the font is a little thick. There might not be other places to put the text, but do consider another font that would 'suit' this set.
Six: I absolutely adore this set. It's so fabulous! I really like the effect you put on the image and the diagonal lines, though I would still consider lowering the opacity a little more; it looks a bit scratchy. If that was the whole intention of it, I absolutely would not go against it; it's awesome. There isn't much I can say about this wonderful set, but I do feel that the subtext may be either a little out of place of a different font choice would fit better. The good thing about the original image is that it would look good in scratchy or smooth; another well done on finding the wonderful image!
Seven: Pretty! I love the image you have chosen to work with for this set. It blends in very well with the black background and the colours are adjusted fairly well. However, I would consider the fonts more carefully! For starters, I really think the text 'Steven' is out of place. It just feels out of place. The effect on it isn't bad, but I find it a little difficult to see the top. I would also consider making the signature a little smaller, there's quite a lot of space in it even though it was meant to be plain. Also consider the text placement on both the signature and the avatar, they too, seem to be sticking out.
Eight: I like this one a lot, I think it's very beautiful. The effect used on the rose is very applicable in this set and I really like it! I feel that you must teach me how to do that. In this set, I would consider the colours of the border; maybe something that matches the colours of the set, perhaps a darker shade of red. I would also try to fade the text a little to blend it in the signature. On whole, an incredibly beautiful set.
Nine: I tried very hard looking for the first image, but I can't find it. Maybe you put it on top of the image or whatever, but I don't know what you did with it. It's a very nice set, but for some reason, it doesn't appeal to me as something amazing. I hope no offence was taken. Putting my own view aside, this set is a job well done. The effect you've used matches well and it's a nice effect. However, the text seems to be a little out of place, I do feel it could be placed somewhere more suitable.
Ten: The first thing that struck me was that the sig is too large for this. Also, the text on the av should probably not be seperated and have the border cut a little bit of it away. The background is plain, but the colours match, so that's good. I can see the effects on the background and I think it's pretty good, even though it's a little plain. Maybe spice it up a little since the coke-can isn't really fancy or anything. Also, I think the word "Coca-Cola" above "life tastes good" isn't really that necessary since it's already on the coke can. I also feel that there must be something more you can do to it. As much as you want this set to be plain, the effect isn't as good as the plain-ness landscapes sets give.
Eleven: I praise you on how you managed to make the colours fit in, in the image. I found it a little difficult to have a pink background with the image, yet you managed to somehow fit them in quite well. There's a colour crash in this set; the yellow just doesn't look like it's home. Maybe some effect can be added to it, or maybe a different colour choice. It's up to you. I also feel that the sig is a little large; reducing by a few pixels won't kill the set. I also don't really agree on the text placement on the av.
Twelve: The text on the av may seem out of place at first, but then I realised that it's probably a good place to put it. Sometimes if I find it troublesome to put text on the av, I just leave it. It looks fine just with the waterfall, but you might want to shrink it more so more of the image can be seen. Again, I agree with Silja's comment on the text on the signature. It really strikes me as something...not smooth, as opposed to the soothing waterfall. You can consider another font choice and the way of blending the text. You also might want to put it somewhere else too, it's somewhat hogging too much attention on the signature.
Thirteen: So bright! The colours all match and the background is very well done. The font choice, however, you might want to consider it again. Returning to the brightness. I really feel that it shouldn't be that bright. I do agree that the effect is good, but it's far too bright for my liking. And the white doesn't blend in the pink. The av seems a little plain and the white makes it look even brighter. It is a nice set though. Sometimes it's necessary to have thick borders, but I do think the slanted side's border is too thick compared to the rest.
Fourteen: The colour scheme is pretty good. It gives a snowy feeling. Maybe this is just me, but I do think the text is far too large and hogs too much attention. I must admit, at first, I really couldn't see the skate until I saw the original image. The section you shrank is well selected, the text placement on the flying ice is good, I like that a lot. On the av, again, the text hogs far too much attention.
Fifteen: I'm not sure where I should look at first; the people, or the sparkly things behind? Make either one stick out to be the centre of attention, not equal. I like the funky border on this set and the text choices, but they just don't feel in place. Also, I do feel that more effects could be used on the image rather than just cut it out and stick it on. On whole, it's a pretty set and has a nice effect to it, well done.
Sixteen: Text is far too large and hardly visible. I like the effect you've put on the image and it's a pretty image to work with. I do feel, however, that more can be done with the background instead of being satisfied with the blue sky that comes with the image. I would also consider the border of this set; somehow the black border doesn't really go well.
Seventeen: Preeetttyy! I can't stress how much I like the avatar and what has been done to the image. It just appeals to me as something wonderful. I love how the text "she...dreams always..." is placed on the signature. It might seem out of the place, but I think it's really well done. It's a very nice style. However, the text 'Hitomi' could have placed somewhere else or removed. Just the "she...dreams always..." would have been absolutely acceptable. 'Hitomi' just seems really out of the place; nevertheless, the colours match very well and I like the effect put on the tet - white background, lines, etc.
Eighteen: The first thing that strikes me in this set is the border; it's far too thick even though it's blended in. The text placement is good and the effect isn't bad. There's just something missing in here. It's pretty good and the colours match, but it just looks a little too blue. I really do feel that the attention on the person should be brought out more, rather than being equal with the background.
Nineteen: Love this a lot. I admire your skills of drawing this, it's something that I'll never be able to do no matter how much I try. Anyway, I quite like this vector art; the set is plain, but it's good like that. Any more add to it would ruin it. Even if it's plain, there isn't a feeling that something's missing, absolutely amazing. I envy the person who will be using this set.
Twenty: I feel like everything is a seperate element and just pasted together in the set. It has a nice colour theme but the things you did to the background is far too much. Choose between glow and drop shadow. It must have taken you time in this set, but it doesn't give me an impression that you did do much; it just looks like everything is just put together. i do like effect on the text, however. The sig really could be smaller; I feel you really can do better with adjusting the places of the images. On whole, it's a pretty set with pretty colours, I like it.
Twenty one: Too much swirls on the signature. I like how thin the sig and av are. Usually I would say this is too small, but everything just seems to fit here. The large text on the sig is too large for the size of the signature. Honestly saying, the signature is fabulous without the large text (but do shorten it). I suggest that a different font choice and reduce the size of the text. Effect on the image is very well done, I love it very much. The av do appear to me, however, as a button. Like those that you put on webpages to show you're an affilate or whatever.
Twenty two: Plain, but acceptable. I feel that more can be done to the background without hogging too much attention from the person. The text is also a little large. At the moment, it seems fine, but it really snatches the attention away. You could make it blend in with the background a little by turning the opacity down. I also like the border, it seems to fit well with this set.
Twenty three: What's the font for 'princess"? I really like it. Also the butterfly behind it. I think this is very pretty and it suits the theme quite well. However, I think the signature can be shorter so there is less space. You can do something about the space, but I can't think of what. Maybe text to blend in, patterns?
Twenty four: "Back in Black" is too large for my liking, also, it can be placed better. Nonetheless, this is, on whole, a nice set. I think you've done a good job cutting out the cars; they're very neat and tidily cut and put on the set. The avatar is fine, but maybe more of the car can be seen? The text can also be smaller too. I also like the stars around the cars. I swear I have nothing against using the pre-made patterns in photoshop, but that blue just doesn't suit being a background in it. I'm sorry if I've hurt its feelings, but the colours just doesn't go well. You could have chosen something closer to the colours of the cars.
Twenty five: Text placement! "Icey" really can be placed somewhere better. It doesn't even have to be on the sig. I quite like the font of the subtext, what is it? This is another plain set. A little too plain too. I feel that you really could have done something to the background and the image. The cut outs are fine. I can understand the difficulty of making sets with paint, but there can be more to the set and I feel that it really is lacking things.
This is really difficult, but I pick:
Four,
Ten,
Twenty and
Twenty four.
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. As for the set, it's all rather confused looking. I understand your logic in having all the overlays, but they're very messy and too vague to look mathematical or artistic. And my last complaint is that the scribbles and color choice really obscure all the text on the signature. 
