An Interest Question ...

maniac · **Posted:** Mon Oct 11, 2004 7:09 am

My daily interest is 1NP. ... no, I don't have much money - but how can I incraese it? Just put more NP in the bank or what????

And also (out of interest) how much interest do you guys get?

Medusa · **Posted:** Mon Oct 11, 2004 7:15 am

Yes, you can increase the daily interest by placing more nps in the bank. Interest is calculated as a percentage of the nps you currently have in the bank. As you have more and more nps in the bank you can also upgrade your bank account so you get a higher interest rate

I currently get 339nps per day, which is a yearly interest of 123,500 NP.

SnowWolf75 · **Posts:** 380 **Joined:** Mon May 31, 2004 9:29 am

Well the more money you have in the bank, of course you'll make more on interest... don't you have a real-life bank account yet?

anyway, I have the Neopian Mega-Riches account, reserved for those over 2 Mil in the bank. I get 10.5% on my money, which currently means I get 359,625 NP as yearly interest. Divide that by 365 (number of days this year) and you get 986 NP (the figure is rounded up) as daily interest... I try to collect my interest every day, as well as add a few more K to it to bump it up to a nice round number (like a multiple of 5000 or 10000).

Axe · **Posts:** 2155 **Joined:** Thu Jun 10, 2004 4:21 pm

The more you add to your bank account, the more intrest you will get, I believe you get a certain percentage of it, but I can't recall the percentage. All I know is, if you have 4 milion in the bank, you get 1k a day!

Medusa · **Posted:** Mon Oct 11, 2004 3:07 pm

Xalaxracer wrote:

I believe you get a certain percentage of it, but I can't recall the percentage.

The percentages change depending on the type of account you have:

Diamond Deposit Interest Rate = 9% p.a
Millionaire Mega-Platinum Interest Rate = 10% p.a

I'm not sure about the rest of the accounts though although with each upgrade you get an increased amount!

shapu · **Posted:** Mon Oct 11, 2004 3:24 pm

Ultimate Riches! is 11%. And I make a fair amount of interest per day.

Phlameseeker · **Posted:** Mon Oct 11, 2004 3:52 pm

im on diamond deposit plus (minimum 500,000np) and i get 9.5%, but i only have 390k np, lol.

Qanda · **Posted:** Mon Oct 11, 2004 4:33 pm

Xalaxracer wrote:

The more you add to your bank account, the more intrest you will get, I believe you get a certain percentage of it, but I can't recall the percentage. All I know is, if you have 4 milion in the bank, you get 1k a day!

At 3.5 mil I already started getiing 1,010 nps per day. But then I blew it all on a h4k helm...

stampsyne · **Posted:** Mon Oct 11, 2004 5:37 pm

mine varies SO much.One day I'll have 500 in interest, the next 0. The day after that, maybe 800 or so. I huy and sell too much. Every day my friends and I chat and compare interest for the day.

dogfriend2 · **Posted:** Mon Oct 11, 2004 6:51 pm

I don't make enough interest per day. I like to spend neopoints.

cap · **Posts:** 909 **Joined:** Mon May 31, 2004 4:02 am

I make 1,510 every day from interest heh. I just reached 5 mill.

B55B55 · **Posts:** 1115 **Joined:** Tue Jun 01, 2004 7:10 am

Phlameseeker wrote:

im on diamond deposit plus (minimum 500,000np) and i get 9.5%, but i only have 390k np, lol.

That is a good point. If you save up enough temorarily to be able to move up an account level than you'll be able to get more interest on the same np. I know I put of investing whole sale in stocks and replacing my lab map for a month or so in order to hit the next account level

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