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For most Neopians (not us), making 100,000NP is a big stretch and may be impossible. The reason I know this is that there are not very many purple, brown, or golden pets or white grarrls, fire grarrls, or strawberry tuskaninnies. The brushes and potions needed for those colors and morphings come in at between 90,000NP and 110,000NP. They are also readily available. Clearly if there were more Neopians who could earn 90-110,000NP these items would go up in price or be very scarce.
I'll have to disagree with that, really.. they're just not that nice of colours, that's why no one has them. It's not even that hard to make neopoints on neopets. Just play games, especially ones with a lot of refreshes. On a new account random events will really help you out, usually.
Then again, I've been playing for 5 years now, and until just recently, I haven't made any NP at all, really. All my painted pets were from the Fountain Faerie years ago, when you could sign up with sponsers to get tickets to colour the pets. (which is why most of my pets aren't that remarkable in colour). Mostly everything I've gotten so far has been free.
Then recently, I decided I wanted the lab map. I started working hard and within three weeks had the NP. And two days later, I had saved up for the petpet map.
I just recently got my first 100k np bank account, and I'm now seeing the real fun in earning NP and doing good at the game.
It's not that hard to earn neopoints at all in this game, you just have to find what you're good at. Anyone can do it, really.
But in any case, I do admire that you've found your own way to play the game and are willing to see if anyone else will play that way as well. To each their own, right? ^_^