An Interest Question ...
Mon Oct 11, 2004 7:09 am
My daily interest is 1NP. ... no, I don't have much money - but how can I incraese it? Just put more NP in the bank or what????
And also (out of interest) how much interest do you guys get?
And also (out of interest) how much interest do you guys get?
Mon Oct 11, 2004 7:15 am
Yes, you can increase the daily interest by placing more nps in the bank. Interest is calculated as a percentage of the nps you currently have in the bank. As you have more and more nps in the bank you can also upgrade your bank account so you get a higher interest rate 
I currently get 339nps per day, which is a yearly interest of 123,500 NP.
I currently get 339nps per day, which is a yearly interest of 123,500 NP.
Mon Oct 11, 2004 9:15 am
Well the more money you have in the bank, of course you'll make more on interest... don't you have a real-life bank account yet?
anyway, I have the Neopian Mega-Riches account, reserved for those over 2 Mil in the bank. I get 10.5% on my money, which currently means I get 359,625 NP as yearly interest. Divide that by 365 (number of days this year) and you get 986 NP (the figure is rounded up) as daily interest... I try to collect my interest every day, as well as add a few more K to it to bump it up to a nice round number (like a multiple of 5000 or 10000).
anyway, I have the Neopian Mega-Riches account, reserved for those over 2 Mil in the bank. I get 10.5% on my money, which currently means I get 359,625 NP as yearly interest. Divide that by 365 (number of days this year) and you get 986 NP (the figure is rounded up) as daily interest... I try to collect my interest every day, as well as add a few more K to it to bump it up to a nice round number (like a multiple of 5000 or 10000).
Mon Oct 11, 2004 1:57 pm
The more you add to your bank account, the more intrest you will get, I believe you get a certain percentage of it, but I can't recall the percentage. All I know is, if you have 4 milion in the bank, you get 1k a day!
Mon Oct 11, 2004 3:07 pm
Xalaxracer wrote:I believe you get a certain percentage of it, but I can't recall the percentage.
The percentages change depending on the type of account you have:
Diamond Deposit Interest Rate = 9% p.a
Millionaire Mega-Platinum Interest Rate = 10% p.a
I'm not sure about the rest of the accounts though although with each upgrade you get an increased amount!
Mon Oct 11, 2004 3:24 pm
Ultimate Riches! is 11%. And I make a fair amount of interest per day.
Mon Oct 11, 2004 3:52 pm
im on diamond deposit plus (minimum 500,000np) and i get 9.5%, but i only have 390k np, lol. 
Mon Oct 11, 2004 4:33 pm
Xalaxracer wrote:The more you add to your bank account, the more intrest you will get, I believe you get a certain percentage of it, but I can't recall the percentage. All I know is, if you have 4 milion in the bank, you get 1k a day!
At 3.5 mil I already started getiing 1,010 nps per day. But then I blew it all on a h4k helm...
Mon Oct 11, 2004 5:37 pm
mine varies SO much.One day I'll have 500 in interest, the next 0. The day after that, maybe 800 or so. I huy and sell too much. Every day my friends and I chat and compare interest for the day.
Mon Oct 11, 2004 6:51 pm
I don't make enough interest per day. I like to spend neopoints.
Mon Oct 11, 2004 7:10 pm
I make 1,510 every day from interest heh. I just reached 5 mill.
Wed Oct 13, 2004 4:34 pm
Phlameseeker wrote:im on diamond deposit plus (minimum 500,000np) and i get 9.5%, but i only have 390k np, lol.
That is a good point. If you save up enough temorarily to be able to move up an account level than you'll be able to get more interest on the same np. I know I put of investing whole sale in stocks and replacing my lab map for a month or so in order to hit the next account level